Home Services Contact Us

                                                                                                 Car Insurance Rate
                                                                                    Advisor
                                                                                   We Advice For
                                                                                                                                         Your Car Insurance Group

	Car Insurance
	Car Insurance Quote
	Online Car Insurance
	Car Insurance Rate
	Cheapest Car Insurance
	Progressive Car Insurance
	Rental Car Insurance
	Discount Car Insurance
	Budget Car Insurance
	Direct Car Insurance
	Best Car Insurance
	Low Car Insurance
	Student Car Insurance
	Car Auto Insurance
	Affordable Car Insurance
	Classic Car Insurance
	Car Insurance Broker
	Direct Line Car Insurance
	Instant Car Insurance
	Sports Car Insurance
	Antique Car Insurance
	Online Car Insurance Rate
	Auto Insurance Quotes
	Cheap Auto Insurance
	Free Car insurance quote
	Low Cost Car Insurance
	Compare Car Insurance
	Car Insurance Plan Quote
	Diamond Car Insurance
	Nationwide Car Insurance
	Car Insurance Group
	Car Insurance Policy

Louisiana Car Insurance Group

The most important variable in the rating of car insurance is the car itself as described in the proposal form either online or offline, which will be driven by those, entitled to drive under the car insurance policy.

Cars are generally divided into 20 groups mostly determined by engine size and value, but some insurers add others for kit-cars or others that have been modified to give increased performance.

The higher the car insurance group number the higher will be the premium but not all insurers hold the same classifications (e.g. most insurers may put one type of car into group 5, but another will put it into 4, and so on). In practical terms there are three main groupings for car insurance in terms of the car size and value:

Small cars – Groups 1 -7 Low risk cars
Medium sized cars - Groups 8 - 13 Medium risk cars
Large Cars – Groups 14 -20 High risk cars

Every car insurance group has a number associated to it. If you look in one of the many car magazines or car buyer guides, you will have come across the Insurance Group Number. In order for Car Insurance companies to evaluate each car and how the big the risk is for them, the ABI (Association of British Insurers) devised a method of assigning every car a group number. There are currently 20 different Car Insurance groups and generally speaking the higher the Car Insurance group numbers the more expensive, faster or bigger the engine is for that car. It also follows that the higher your Car Insurance group number, the higher the cost of your Car Insurance quote.

Most Car Insurance companies will use the Car Insurance group number as part of their rating process when trying to determine a price for your Car Insurance quote. They will often combine the Car Insurance Group number with other factors such as driver age or driving experience in order to fully appreciate the risk associated with a specific person driving a specific car.

Ratings are generally in line with the purchase price of the car as that determines the cost of repairs. ‘Difficult to repair’ imports may attract a higher rating than a similarly manufactured car from principal foreign makers. So Car insurance Groups is very useful parameter in setting the car insurance rates. Decide your car insurance group and associated car insurance premium before you actually pay.

US States Offers Car Insurance Group
Alaska Car Insurance Group	Nebraska Car Insurance Group
Alabama Car Insurance Group	Nevada Car Insurance Group
Arkansas Car Insurance Group	New Hampshire Car Insurance Group
Arizona Car Insurance Group	New Mexico Car Insurance Group
California Car Insurance Group	New Jersey Car Insurance Group
Colorado Car Insurance Group	New York Car Insurance Group
Connecticut Car Insurance Group	North Carolina Car Insurance Group
Delaware Car Insurance Group	North Dakota Car Insurance Group
Florida Car Insurance Group	Oklahoma Car Insurance Group
Georgia Car Insurance Group	Ohio Car Insurance Group
Hawaii Car Insurance Group	Oregon Car Insurance Group
Idaho Car Insurance Group	Pennsylvania Car Insurance Group
Illinois Car Insurance Group	Rhode Island Car Insurance Group
Indiana Car Insurance Group	South Carolina Car Insurance Group
Iowa Car Insurance Group	South Dakota Car Insurance Group
Kansas Car Insurance Group	Tennessee Car Insurance Group
Kentucky Car Insurance Group	Texas Car Insurance Group
Louisiana Car Insurance Group	Utah Car Insurance Group
Maine Car Insurance Group	Vermont Car Insurance Group
Maryland Car Insurance Group	Virginia Car Insurance Group
Massachusetts Car Insurance Group	Washington Car Insurance Group
Michigan Car Insurance Group	West Virginia Car Insurance Group
Minnesota Car Insurance Group	Wisconsin Car Insurance Group
Mississippi Car Insurance Group	Wyoming Car Insurance Group
Missouri Car Insurance Group	Washington D.C. Car Insurance Group
Montana Car Insurance Group

Home | Services | Contact Us